Despite the fact that virtually every state has laws against driving without proper license, registration, and proof of insurance, nearly 1 out of every 4 American drivers does not have proper San Diego auto insurance. In some cases, drivers simply cannot afford insurance, and yet cannot afford to miss work, taking the kids to school, or buying groceries for the family. In other instances, a driver will believe he has San Diego auto insurance, only to realize he has missed a payment or forgotten to renew his insurance when he is pulled over for an infraction. No matter what the cause, driving without proper insurance is not just a hassle or a minor risk; it is one that can lead to heavy fines, community service, suspension of your license, or even spending time in jail.

San Diego auto insurance protects drivers in a variety of ways, covering things like theft, vandalism, damage to the vehicle, or bodily injury that results as the consequence of a collision. Drivers who are on the road are not only leaving themselves unprotected, they’re a hazard to other drivers, who may not have a way to pay for damages should you unintentionally cause an accident while driving uninsured. Even if the other driver has San Diego insurance that is able to cover the damage from the crash, his insurance premiums are likely to see a dramatic increase, all for an accident that was not even his fault.

Driving comes with an incredible amount of responsibility, and a basic need to show respect and consideration; for your own safety, for other drivers sharing the road, and for the law. If a person chooses to drive an automobile, he must accept this responsibility and show respect for others by never driving uninsured, and inspecting his car on a regular basis.