The Internet has brought the world to our fingertips. Everyday tasks such as banking and applying for credit cards can be done completely online. Even more, it is possible to get an instant decision, usually within a minute or two when you fill out an online application. The requirements are the same as they would be for a paper application; you will be providing basic information such as your address, social security number, income and job history, etc. Your credit report is pulled and the data is analyzed in real time enabling the decision. There is still the time lag of waiting until the card is mailed to you. Also, you may or may not get the interest rate and credit limit advertised. Generally, these numbers are determined based upon your credit history and FICO score. All told, it is a great convenience to you and a time saver.

Read more and find resources at Instant Approval Credit Cards.