Despite the fact that virtually every state has laws against driving without proper license, registration, and proof of insurance, nearly 1 out of every 4 American drivers does not have proper San Diego auto insurance. In some cases, drivers simply cannot afford insurance, and yet cannot afford to miss work, taking the kids to school, or buying groceries for the family. In other instances, a driver will believe he has San Diego auto insurance, only to realize he has missed a payment or forgotten...